Anyone who has lived on the margin has likely felt the anxiety that comes with having just about enough to get by. Thats why Id like to suggest a holiday present that can make a short- or long-term difference in someones life the gift of breathing room.
Got a barely-afloat friend or family member or one who is inching toward the red side of the ledger? Even a small amount of leeway could be extremely helpful (maybe even life-changing) to unemployed or underemployed friends and relatives, single parents, retirees or recent college grads.
The freeing-up of even $20 from someones budget could become seed money for an emergency fund, an extra payment toward consumer debt, the sneakers her kid needs for gym class.
I included workarounds for those who are themselves on budgets. But the higher-end suggestions could be good collective presents if need be. Suppose you and your parents chipped in on a breathing-room gift for a sib who graduated with deep student debt and a starter salary?