8 Things People With Good Credit Never Do

Paying your credit card on time every month can raise your credit score, and with an excellent FICO score it’s easier to qualify for loans and a low interest rate. However, achieving a high credit score is just the beginning. You also need to maintain this score.

If you don’t know a lot about credit, you might unknowingly do things that lower your score over time. Maintaining good credit isn’t rocket science, but you’ll need to know the right ways to manage credit.

For a solid place to start, here are eight things that people with good credit never do.